Sifiso Dabengwa MTN CEO




Sifiso Dabengwa may be the new chief executive officer and president of the MTN Group – Africa’s leading telecommunications company – but few people know much about the man behind the title. And that is exactly how Dabengwa wants it. He dislikes interviews and is unwilling to discuss anything personal. “I prefer it that way – it is easier to manage,” he explains.

He is fiercely private and finds talking about himself uncomfortable, and being photographed disconcerting. He mostly refers to himself as ‘one’ rather than ‘me’, and speaks very softly. From the short time we spent together, my sense was he would rather have stood naked in the freezing cold than answer my questions while being photographed. He must have thought a profile in WBS Journal was worthwhile...

Dabengwa, 52, was appointed to his position in December 2010 after 11 years with MTN. He hails from Zimbabwe and has a degree in electrical engineering from the University of Zimbabwe and an MBA from Wits Business School. As a youngster, he had no career aspirations, other than “to be an engineer”. And when he completed his engineering degree, he did a couple of years as a trainee on British Rail. After that, he went to work on Zimbabwe Railways, before joining a consulting engineering firm based in Pretoria, where he worked on projects in Botswana, Swaziland and the former Bophuthatswana.

“In 1990, I decided I needed to do an MBA, so I gave up working to do it full time,” he says. He chose to do it at WBS because “it made sense for family reasons”. He insists that doing his MBA was “very demanding but not that difficult, because if you are willing to meet the demands, nothing is impossible”. Was it life-changing, though? “In the sense that it was unique, because it created new opportunities for changing my career.” It was while on this course he met a man who became – and remains – his best friend.

Professor Joel Stern lecturing on corporate finance stood out for Dabengwa because, he says, “what we talked about then, I deal with now in terms of business performance, mergers and acquisitions, among other things”. But the person who influenced him the most was Nick Binedell, then director of WBS. “We have a great
relationship and I still work with him.”

Dabengwa believes education is fundamental to anyone’s career and life. “It is a crucial building block in one’s life,” he says. He joined Eskom on completing his MBA and left the parastatal as executive director of distribution to join MTN in 1999 as managing director of South African operations. He finds the telecommunication industry fascinating.

“This is a capital-intensive, technology-based business mixed with retail, and one has to manage across the two, which is quite unusual,” he says. “This industry is
young and has a lot of opportunities and challenges, from a penetration of mobile telephony perspective to being highly technological and continuously changing. It is an integral part of facilitating the Internet today... It certainly keeps one on one’s toes.”

As this is his first year leading this massive telecoms company, he is clear: “The role of leadership is fundamentally to deliver results, and it is how you get to that, that counts.” He also acknowledges that he needs to surround himself with quality leaders, dispersed through the business. When asked if he plans to make changes, he smiles for the first time during the interview and says: “Yes, of course, otherwise why get the job?”

Dabengwa explains this by using an analogy. “If we both look at a teapot, we see different things. So it is when running a company. It is important for a company to be refreshed with new leadership and management to see things differently and make necessary changes.”

While he was not willing to divulge what changes he intends making, he says: “There are always things that need changing, and the important thing is to focus on priorities. One needs to set priorities and strategic objectives and execute them. If one make mistakes, it is essential to recognise it and take corrective action.”
He explains that he inherited his leadership team but as he implements new strategies, he will make both structural and staff changes. “For example, developing
infrastructure was important until now, so people with those skills were essential, but it is not so important any more. Instead, people with skills around the Internet
are.”

While Dabengwa’s workday might start at 7.30am and end at 6.30pm when he leaves the office, he never stops working. “It can’t be switched off. When one goes home, that is when one does one’s work-related reading and preparation for the next day.” When he has time out, he says, he mostly reads... business books and articles. At least 50% of his time, Dabengwa is travelling and working at MTN offices in other countries.

He has clearly reached a pinnacle in his career – I mean, where does one go after running this international giant? “Retirement,” he says almost in a whisper, before smiling broadly and admitting that, at 52, with his propensity for work, he was unlikely to do that anytime soon. “There is always a lot one can do, whether it is within or outside the company,” he says. “One sees a situation and you do what you can, carrying on for as long as you are capable.”

As for a 10-year plan, he says: “I have a number of ideas but nothing fixed. Right now, I am concentrating 100% on what I am doing.” As a role model, his advice to youngsters wanting to go into business is to make their starting point a quality education. “Strive to get into a good institution. The key issue is the quality of the people teaching you. They must be able to provide you with much more than just the tools to pass your exams. They need to be able to provide you with the tools that give you a better chance for a successful career.”

Dabengwa believes it is essential to get any good degree with a numeric component. This, he says, gives you the basics and discipline of working to deadlines and being graded. “A person at 18 or 19 does not know what they want to do, so they need to get that degree and some work experience and then they will find out what they want. “They also need to be committed to what they are doing, and prepared to work really hard. Like in sport, in the past, it might have been possible to get away with practising three days a week but, today, you can’t take time off because the standards keep getting higher. So, to do well, you need to put in the hours. There is no room for being average – it won’t get you anywhere.”

Dabengwa uses sport analogies to illustrate his business beliefs, and admits to being a sports lover. “I always play sport – squash, tennis and soccer – but not
seriously. I am a believer in keeping fit and maintaining a lifestyle that includes fitness.” In his criteria for hiring, he comes back to sport. “If a football player has not scored goals in years, would you hire him to score goals for you? Then you need to decide whether, culturally, they will fit into the environment and the team. Will they work the way the team works and find the opportunities in this environment? At the end of the day, it is a judgement call. If one makes a mistake, it is
soon evident and one needs to correct it quickly.”

And much like the person hired to score the goals, the continent is watching to see Dabengwa’s skills and abilities on this telecommunications sports field.

Sifiso Dabengwa is group CEO of MTN and serves as the company's vice-president of the South and East Africa region. He previously served as CEO of the Nigerian business, where he is now director, after a stint as MD of MTN SA. 

Before joining the telecom company in 1999, Dabengwa headed Eskom's distribution division, where he controlled a multibillion-rand budget in a division employing 17 000 people and generating revenues of more than R20bn/year. 

Dabengwa is the former chairman of the Dawn Suite Hotel Group. He previously served on the boards of Peermont Global and Impala Platinum Holdings. 

Dabengwa is an electrical engineer by training. He obtained his junior degree in engineering from the University of Zimbabwe, and has a Wits MBA.
http://www.wbsjournal.co.za/profiles/people-profiles/78-mtns-top-scorer.html 
http://www.mtn.com/AboutMTNGroup/Leadership/BoardOfDirectors/

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    Interested applicants should Contact us via email: PergoCF@qualityservice.com
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    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Interested applicants should Contact us via email: PergoCF@qualityservice.com
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    Interested applicants should Contact us via email: PergoCF@gmail.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@qualityservice.com
    Interested applicants should Contact us via email: PergoCF@cheerful.com
    Interested applicants should Contact us via email: PergoCF@gmail.com

    ReplyDelete

  21. Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Mrs. carol white


    Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Mrs. carol white

    ReplyDelete

  22. Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Mrs. carol white


    Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Have you applied for loan online before (yes or no)
    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Mrs. carol white

    ReplyDelete
  23. Affordable Loan Offer ( PergoCF@cheerful.com )
    Do You Need A Business Loan? ( PergoCF@gmail.com )
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    Mrs. Ceren Kelly
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    We look forward to hear from you ASAP.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@gmail.com ,( PergoCF@qualityservice.com ), PergoCF@cheerful.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Please, contact us for more information: PergoCF@qualityservice.com ,( PergoCF@gmail.com ), PergoCF@cheerful.com

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    Kindly write us back with the loan information;
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    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
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    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ,( PergoCF@gmail.com ), PergoCF@cheerful.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@cheerful.com

    ReplyDelete
  24. Affordable Loan Offer ( PergoCF@cheerful.com )
    Do You Need A Business Loan? ( PergoCF@gmail.com )
    Interested applicants should Contact us via email: ( PergoCF@qualityservice.com )

    Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested Applicants Should Contact Us Via Email: PergoCF@cheerful.com ,( PergoCF@qualityservice.com ), PergoCF@gmail.com
    Kindly write us back with the loan information;
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    - Loan amount needed...$, €, £:
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    We look forward to hear from you ASAP.

    ReplyDelete
  25. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

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    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

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    ReplyDelete
  26. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Cathal Mc Hugh
    E-mail : Cathalmchugh0700@gmail.com
    Skype id : Cathalmchugh0700@gmail.com

    ReplyDelete
  27. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    Skype: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  28. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    Yours Sincerely,
    Mr. Ren Hya
    PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    We look forward to hear from you ASAP
    Interested applicants should Contact us via email: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    ReplyDelete
  29. Dear Sir/Ma,

    We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 + 0.5 + X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information.

    Contact : Nagesh S Belur
    Email: bnsrlease.mandate@gmail.com
    Skype ID: bnsrlease.mandate

    Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

    ReplyDelete
  30. Dear Applicant,

    Do you seek funds to pay off Credits and Debts? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) is here to put a stop to your financial problems. We offer all kinds of Loan (Personal Loan, Commercial Loan, etc.) We give out loan with an Interest rate of 1.00%. Interested applicants should Contact us via email: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Please Fill the Application Form Below:
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    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: SuiteCapitals@gmail.com
    ( SuiteCapitals@post.com )

    ReplyDelete
  31. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
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    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
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    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    Yours Sincerely,
    Mr. Ren Hya
    PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    We look forward to hear from you ASAP
    Interested applicants should Contact us via email: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    ReplyDelete
  32. Do you seek funds to pay off Credits and Debts? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) is here to put a stop to your financial problems. We offer all kinds of Loan (Personal Loan, Commercial Loan, etc.) We give out loan with an Interest rate of 1.00%. Interested applicants should Contact us via email: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  33. Dear Sir/Madam.

    we provide leasing of instruments such as; Bank Guarantees (BGs), Medium Terms Notes (MTNs), Standby Letter of Credits (SBLCs), Letter of Credits (LC), Bank draft Project Finance and Funding. We also provide Bank account opening services with United States, United Kingdom, China, Hong Kong, Spain, Switzerland, Poland, Belgium, Hungary, Japan, Banks.

    we will have your projects funded such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects, we fund 100% of the face value of the financial instrument.

    Currently, H.S. Holdings LLC is looking for brokers and financial consultants that will work with us as our agents and representative.

    If in need of our services, contact me for detail information.

    Awaiting your response.
    Best regards,
    RAMESH SUBRAMANIAM IYER
    Contact: rsi.leaseconsult@gmail.com
    Skype ID: rsi.leaseconsult

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    ReplyDelete
  34. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  35. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    Yours Sincerely,
    Mr. Ren Hya
    PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    We look forward to hear from you ASAP
    Interested applicants should Contact us via email: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    ReplyDelete
  36. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
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    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    Yours Sincerely,
    Mr. Ren Hya
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    We look forward to hear from you ASAP
    Interested applicants should Contact us via email: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

    ReplyDelete
  37. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  38. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete
  39. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  40. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
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    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  41. Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  42. GOOD DAY AND WELCOME TO STANDARD ONLINE FINANCE LTD
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    Regards,
    Mr. Abdul Muqse

    ReplyDelete
  43. Do you need a Loan?
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    Call or add us on what's app +12139927693

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  44. We are Ireland based Major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale. We are one of the leading financial instrument providers with offices all over Europe we always deliver on time and precision as set forth in the agreement.
    You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc, or if you have a client that requires funding for his/her project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Rafferty Vandor
    E-mail : Raffertyvandor@gmail.com
    Skype id : Raffertyvandor@gmail.com

    ReplyDelete


  45. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    FOR LEASING OF BG/SBLC

    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1MLEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

    Name : karen perry

    Email : karenperry830@gmail.com
    Skype: karenperry830@gmail.com


    ReplyDelete
  46. Do you need a quick long or short term Loan with a relatively low interest rate as low as 3%? We offer business Loan, personal Loan, home Loan, auto Loan, student Loan, debt consolidation Loan etc.. no matter your credit score.
    Personal Loans (Secure and Unsecured)
    Business Loans (Secure and Unsecured)
    Consolidation Loan and many more.

    Contact US for more information about Loan offer and we will solve your
    financial problem. contact us via email: muthooth.finance@gmail.com
    Phone number: +917428831341 (Call/What's app)

    ReplyDelete
  47. We have direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees,Confirmable Bank Drafts, Standby Letters of Credit (SBLC) medium term note (MTN) and Third Party Guarantees. which are specifically for sell/lease at leasing price of 4+2% /32+2% for selling price.
    If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services.

    Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments.


    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG) or Standby Letter of Credit (SBLC)
    2. Total Face Value: Euro/USD 100,000.00 – Euro/USD 50,000,000,000.00
    3. Issuing Bank: HSBC Bank London, Barclays Bank London, Deutsche Bank AG Frankfurt etc.
    4. Age: One Year and One Day (With the option of Rolls and Extension)
    5. Leasing Fee: 4% + 2% [negociable]
    6. Delivery: Bank to Bank Swift MT799 and/or MT760
    7. Payment: MT103
    8. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.

    Contact: Name: SAMRI NAZEER

    Email: INFO.ACEFINANCELTD@GMAIL.COM
    Skype:INFO.ACEFINANCELTD@GMAIL.COM
    WhatsApp:+14079068560

    ReplyDelete
  48. Dear Sir/Ma,

    We are genuine certified Financial Instrument providers. Presently, we only focus on BG/SBLC for Lease and purchase purposes. Our Lease BG/SBLC is 4+2% and purchase at 32+2%.

    * FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    * FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Kindly contact us for our procedures and be sure that we shall respond within 48hrs maximum.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
    SL DEVELOPMENT
    E-mail : sldevelopmentslimited@gmail.com
    Skype id : sldevelopmentslimited@gmail.com

    ReplyDelete
  49. Dear Sir,

    We are Ireland based Major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.
    We are one of the leading financial instrument providers with offices all over Europe we always deliver on time and precision as set forth in the agreement.
    You are at liberty to engage our leased facilities into:
    Trade programs,
    project financing,
    Credit line enhancement,
    Corporate Loans (Business Start-up Loans or Business Expansion Loans),
    Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.)
    You can as well be guided on other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    Our Terms and Conditions are reasonable, Our Clients don't complain for We are reliable.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc, or if you have a client that requires funding for his/her project or business,
    We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed.

    Name : FF Consultancy Limited
    E-mail : ffconsultancyltd@gmail.com
    Skype id :ffconsultancyltd@gmail.com

    ReplyDelete
  50. We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to

    enhance your business plans,this offer is open to both individuals and corporate bodies.

    Our financial instrument can be used for purchase of goods from any manufacturer irrespective of location. We specialized

    in BG, SBLC, MTN, CD,LC,Bank Bonds,Non collateral loan, confirmable Bank Draft and other financial assistance from AAA

    rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement

    Programme (PPP). We work directly with issuing bank lease providers,this Instrument can be monetized on your behalf for

    100% funding.Please see our instrument description as follow.

    DESCRIPTION OF INSTRUMENT:
    (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A).
    (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}.
    (3) Issuing Bank: AAA Rated Bank (Prime Bank).
    (4) Age: One Year and One Day.
    (5) Leasing Price: 4% of Face Value plus 2% commission.
    (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760.
    (7) Payment: MT103 (TT/WT).
    (8) Hard Copy: Bonded Courier Service.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we

    will work together for the benefits of all parties involved,If in need of our services, contact me for detail

    For further inquiry contact:

    Email: inquiry.trustedfinanceplc@gmail.com

    Skype : inquiry.trustedfinance@gmail.com

    Whatsapp : +17329300338

    ReplyDelete
  51. FRESH CUT BG/SBLC AVAILABLE FOR LEASE & PURCHASE at reasonable prices, Issuance by top AAA rated Bank - Provider moves first with RWA !!!

    FRESH CUT BG, SBLC, MTN, LTN, DLC, LC, PPP & Monetization Experts with over 11 years Experience. We are here to help you achieve success with financial instruments.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    Email:- ribellodasilver01.finance@gmail.com

    Regards.

    ReplyDelete
  52. Loan Offer Apply Now

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    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business ( CYSCredits@Asia.com ) CYSCredits@Post.com Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: CYSCredits@Post.com ( CYSCredits@Asia.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business ( CYSCredits@Asia.com ) CYSCredits@Post.com Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete